Phew, just made it! We've been running out of things at home - I know my family will be delighted when I get to the grocery store
I get paid on the 15th and last day of every month. Here is my budget for the first pay period of June:
Pay 1628.12
Left Over 30.66
Total 1658.78
Expenses:
TIAA Loan 190.62
Capital One 80.00
Citibank 150.00
Life Insurance 77.00
Gas and Electric 291.75
Kohls (pay off) 56.38
Cell phones: 199.73
Total: 1045.48
Left over: 613.30
Gas: 100.00
Groceries: 200.00
School Lunches 42.00
If all goes according to plan I should have 271.30 to throw at my Discover Loan on the 14th!
I am excited to see if I can do this
I also signed up for a few more mystery shopping jobs. Can't wait until I get paid for those in June.
Payday is here!!
May 31st, 2018 at 05:08 pm
May 31st, 2018 at 05:37 pm 1527788268
May 31st, 2018 at 05:58 pm 1527789493
June 1st, 2018 at 01:26 pm 1527859566
I don't know if you'd feel comfortable doing this, but if you have an emergency fund/some sort of account buffer in place, I'd actually recommend sending that money over up front. It's scary to lose it, but I've learned that when I keep it in anticipation of sending it over, it tends to work it's way into my discretionary spending. If I get rid of it immediately, I'm more likely to forgo that steak or fast food or bag of chips since I know I need to follow the budget because there's no wiggle room for me to run over.
June 1st, 2018 at 02:55 pm 1527864940
June 3rd, 2018 at 02:29 am 1527992962